Using Our Debt Settlement System Learn How to Reduce Your Debt by up to 60%.
Debt settlement is the fastest and the least expensive option to get out of debt without filing bankruptcy.
Debt settlement, also known as debt negotiation, is a proactive approach for financially challenged debtors who are thinking of filing bankruptcy.
When you file for bankruptcy, the banks and the creditors run the risk of receiving nothing. That's why creditors are more than willing to negotiate the payment terms or settle the balance of the debt.
With the current economic turmoil and the worst job market in decades, millions of Americans are struggling with monthly loan payments.
If you are facing severe financial hardship, debt settlement may be a right solution for you rather than just making minimum payments. It makes more sense if you calculate the interest you end up paying with minimum monthly payments.
| Debt Amount | You Pay | How long it takes |
|---|---|---|
| $10,000 | $40,774.85 | 58 years 5 months |
| $15,000 | $61,713.27 | 65 years 3 months |
| $20,000 | $82,650.17 | 70 years |
| $25,000 | $103,589.50 | 73 years 9 months |
| $30,000 | $124,527.63 | 76 years 10 months |
| $35,000 | $145,465.20 | 79 years 5 months |
| $40,000 | $166,404.07 | 81 years 8 months |
| $45,000 | $187,342.00 | 83 years 7 months |
| $50,000 | $208,281.25 | 85 years 4 months |
| $60,000 | $250,157.24 | 88 years 5 months |
* The amount is calculated based upon 19% interest rate and a minimum monthly payment of 2.08% of the remaining balance.
We can help you:
- Reduce Your Debt by up to 60%*1
- Be Debt Free in 12-36 Months.*2
- Eliminate Credit Phone Calls.*3
- Make Just 1 Payment.
- No Credit Checks.
- Avoid Bankruptcy.
Fill out the simple contact form or pick up the phone today. Find out how we can help resolve your financial situation through one of our exclusive debt settlement programs.
The consultation is free and there's absolutely no obligation.
* Actual results will vary based on individual situations and negotiations. Success in our program is highly dependent on your ability to save a specified amount consistently each month. Practical Debt Relief may be unable to get you debt free within 36 months. Practical Debt Relief makes no representation or guarantee that we will be able to lower your debts by a certain percentage.
*1 - Individual results may vary. Savings percentages are calculated at the time of settlement. This does not include fees to company.
*2 - Individual results may vary. Several factors determine the length of time in the program and reduction in monthly payment.
*3 - We notify your creditors of our representation and inform them that they should contact us with respect to settling your debt. Most creditor calls stop within 30 - 60 days.
Free Consultation
For free consultation, fill out the simple form below.
Mission Statement
"Treat the Client like a King and Destroy their Debt with all our might."
"I didn't think it was possible to cut my debt by over half. The stress of the phone calls and loss of credit was causing my blood pressure to skyrocket. Now, I feel much more relaxed and know I am on the plan to success. Thank you Practical Debt Relief."
- Bill, Florida
"Thanks for your hard work and being so patient with my Crazy Debt Situation. I am sleeping better at night because of you."
- Nathan, New York
"I never knew I had so many options when it came to handling my debt. Thank you Practical Debt Relief for taking me through the process and caring for my situation. The results are fast and impressive."
- Kristi, California
Our simple approach ensures that you know we value you and that we are here to see after YOUR interests.